This week, Jason and I had..."the talk". The least favorable topic any two people could discuss (well, in my opinion at least) had to be done.
It took (almost) ten months, but I finally got the hubs to agree to merging our cash. And since I am losing my job in T-5 days, it just made that much more sense. At first, you look at a joint bank account and think, "Holy crap, we have a lot of money"...not.so.much. Once our bills are paid, however and we still have quite a bit of money leftover and I have NO idea where it is all going!
J and I are so very different (have I not said that a bazillion times on here?) when it comes to just about everythang. So of course that means the way we spend and save our loot is no exception.
But we sat down, hashed it all out and it went pretty smooth, I think (this time last year, we were arguing over music for our wedding. For serious, like I was stressed and having temper tantrums for our first dance song and J did not like any of my selections. We have come a long way, ya'll).
Not gonna lie, before we merged, Jason still paid most of the time we went anywhere (he's good like that) and it made me feel good and also saved me some cash!
But, we are a team now and even though part of me finds this budget talk un-romantic (I mean does talking about paying off debt float your boat? Eh, not mine), I am also seriouslsy stoked for this challenge we get to face together (cheesy, I know) as partners.
We've given ourselves an allowance. I will get $50/week to do whatever I want with (J will get a little more because he makes more money than I do). I don't know who you are, but sometimes $50/week seems like plenty and some weeks, I'm going to struggle with it. But you know what? Not all that long ago, I was working two jobs (60 hour work weeks), attempting school and still struggling to stay afloat and pay all of my bills. So really, what the hell am I whining about? We're pretty lucky to have extra money left over to even pay our stuff off, let alone a friggin' allowance.
I'm ready for the next challenge as married folks. Bring it on!!
How do you manage your finances? Do you give yourself an allowance...or what?