Wednesday, January 25, 2012

Good-bye {to my single gal checking account}

Dear SGCA (Single Gal Checking Account),

As much as I hate to do it, we must say our final good-bye. I'm sure it seems silly to "write" a letter to you, but if you think about it, we've been through a lot together, through the years, yes? I can still remember the day my mom took me to the bank at a mere fifteen years old to "meet" you. I guess it was my first real taste of the grown up world.

I had to figure out how to balance a check book, write checks and use a debit card. By the time I moved out of my parents house and into my own place at eighteen, I thought I was a pro at this banking stuff. Man, did I have a lot to still learn...

And of course there were times when I didn't do any of the above tasks, correctly and bounced here and there (we won't talk about my early 20's when I didn't really pay attention to you and bounced quite a few things ) but these were my lessons to learn, and mine alone. I had to find a way to properly budget so that you wouldn't go over again and could take care of me (even if that meant eating copious amounts of ramen, hot pockets and Campbell's chicken noodle soup, at times) so that I could pay my rent and what not.

But I'm married now. And my new husband is stubbornly attached to his own checking account and is one of those "credit union" people. You know the type; the "my credit union is better than your bank" folk, who wouldn't dream of having an account anywhere else.

It's okay though, mostly my new spouse accommodates me and I usually get my way. But he wouldn't budge on this topic, so here we are.

We have had a great thirteen years (on a side note, has it seriously been that  long?!) and I will always remember you fondly. While we were together, I discovered a lot about myself and learned quite a few lessons along the way.

I hope you don't take this personally, and know that I'll never forget you.

Love,
Nichole

{Hubs & I went over our budget last night & worked on a financial plan together...more on that, later!}

6 comments:

  1. Ohh I know how you feel girl..when I gave up my own checking account and we merged after getting married it was weird at first but now it's great because of budgeting, double income you know all that :-)

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  2. Haha love this. Isn't it funny to think how clueless we were when we first started managing our own money?!

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  3. Oh how I don't miss the early 20's and the banking errors that came with!

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  4. going from a single gal account to a joint and back to a single I can honestly say that a joint account when I was married was SUCH a positive thing! good luck!

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  5. Good luck! Can't wait to see how it goes.

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  6. This is awesome! I kinda laughed and got sad all at the same time. Good for you guys for sitting down together and figuring out your finances as a couple!

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